Insurance & Payment

We accept all major payers. Our services are covered by Medicare, most Medicare Advantage plans, Medicaid, and many commercial insurance plans.

No Additional Travel or Convenience Fees

We do not charge any additional travel or convenience fees. If your plan covers a regular doctor visit, it covers our visit to your home. You pay the same copays and deductibles you would for an office visit.

Accepted Insurance Plans

We work with most major insurance providers to ensure our services are accessible to those who need them.

Medicare

Government

Medicaid

Government

Blue Cross Blue Shield

Commercial

Aetna

Commercial

UnitedHealthcare

Commercial

Humana

Medicare Advantage

Cigna

Commercial

Anthem

Commercial

Don't see your insurance listed? Contact us to verify your coverage.

Medicare Advantage Plans

We are proud partners with numerous Medicare Advantage plans, including special needs plans designed for patients who benefit most from in-home care.

I-SNPs (Institutional Special Needs Plans)
D-SNPs (Dual Eligible Special Needs Plans)
C-SNPs (Chronic Condition Special Needs Plans)
Standard Medicare Advantage plans
Medicare Advantage PPO plans
Medicare Advantage HMO plans

For Health Plans

Interested in partnering with Virtue Mobile Care? We offer comprehensive in-home primary care services that help improve quality metrics and reduce total cost of care.

  • Risk adjustment optimization
  • Care gap closure programs
  • Reduced ER and hospital utilization
  • High member satisfaction

Original Medicare Coverage

For patients with Original Medicare (Parts A & B), our house call services are covered as outpatient physician visits. You'll be responsible for:

  • Deductible: Standard Part B annual deductible if not yet met
  • Coinsurance: 20% of the Medicare-approved amount after deductible

If you have a Medicare Supplement (Medigap) policy, it may cover some or all of these costs.

Questions About Coverage?

Our team can help verify your insurance coverage and explain any out-of-pocket costs before your first visit.